Cyber Monday is like Christmas day, part one. People all over the world take advantage of these special deals. No matter what you are shopping for, you always need to be aware of the risks of online shopping. We have some Cyber Monday tips for you to use this year to make sure your personal information and hard-earned money stay secure.
Beware Of False Advertising And Phony Websites
Have you ever been online and found a deal for a product that was way too good to be true, and then found out it was a scam? We all have, don’t worry! Make sure you take a look at the website to make sure it is not fake. Look for legitimate contact information and numbers. This will help make sure you don’t get scammed.
Shop With Trustworthy Sellers On Secure Sites Only
Did you know you can go to bbb.org to see if the business you found online is actually legit or not? You can see ratings and reviews before buying. Remember, a secure web address begins with HTTPS:// and HTTP://. If you see these before a web page, you are safe to put your personal card information on the page.
Keep Your Antivirus Software Up To Date
Antivirus software is a must-have if you are an avid user of the internet. Making sure your antivirus is installed and updated can save you from non-secure websites and scams, and keep all your personal information safe.
Price Check Before You Buy
Just because one site has an item discounted, doesn’t mean someone else doesn’t have it at a lower cost. Do your research on the product you want to buy. Another site may have it at a better cost, saving you money in the long run.
Use Your Credit Card
When purchasing items online, it is best to use your credit card in case you need to dispute any shady charges. Debit cards and prepaid cards do not offer this protection.
Understand Return Policies
Policies may change for Cyber Monday sales. Always read the fine print before you buy. Some stores may not allow returns. Always make sure to get a gift receipt just in case you are able to return the item and need to do so.
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Watch Out For Phishing Scams
Make sure not to answer unsolicited emails, texts, calls, and even letters. Phishing scams will say you received a free gift or there was a problem with your delivery. Avoid these scams by ignoring suspicious calls from unknown numbers.
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